Industry Issues -- Can Costs Be Passed On?
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In short, an HSA is a savings plan that allows consumers to pay for their own healthcare. It allows the worker to pay for current healthcare needs while saving for future medical health expenses on a tax-free basis. This requires a High Deductible Health Plan (HDHP) that costs less than the typical coverage costs, with the savings deposited into the HSA. Employees control the account, and balances can be rolled over from year to year.
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