Equipment Financing -- Got Money?
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Erik Cagle
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When Urquhart meets with prospective borrowers, he looks at the following criteria: collateral, ratio of loan to value over the term of the loan, and historic and prospective cash flow (net income, plus depreciation, plus interest). Other elements he uses to gauge eligibility are balance sheet analytics—the liquidity of the company—and leverage, aka total liabilities to net worth.
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Erik Cagle
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