Vince Naselli

Robert comfortably sat in the easy-chair on his porch looking out at the ocean, held up his drink and gave his usual toast to the simple life. It is a vision ingrained in my mind because I have seen him do it throughout the years whether I visit him at his oceanside house on the Jersey shore or his oceanside house in Florida. The simple life that Robert likes is great, but there's one complex problem—it takes money—and Robert is a millionaire many times over. He got rich the easy way; he inherited it. Unfortunately, for most of us we are not going to

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